We’re on a mission to make people wealthier by unlocking the door to better financial decisions.
Why We Exist
Underpinned by behavioural finance
Mind Over Money provides personal and business finance programs and content that encourages self-reflection, identification of gaps in knowledge, and the platform to acquire the necessary skills.
To teach financial skills, you must start by meeting the individual where they are. You must consider their beliefs, current ability, and financial behaviour. Doing so provides the opportunity to challenge limiting beliefs, improve self-efficacy and financial ability.
With a UK average household debt of £60,000 and 290 people per day declared insolvent (2021), a focus on finance is essential. Studies show that only 10% of people believe that they are highly knowledgeable about finance. This, paired with other findings that confirm self-efficacy impacts financial capability, is why we use behavioural insights to provide financial services that create change.
Who We Work With
Improving financial skills for all and supporting entrepreneurs
Starting with self-reflection, we work through a process to build solid financial foundations that will take individuals on a journey to improved financial health.
Small businesses add to the UK GDP, create jobs, and boost local communities. We also focus on founders, providing support, as they navigate their new business finances.
Partnering with organisations to provide financial education
Mind Over Money works with a range of organisations, including private and charitable companies, to deliver financial and behavioural content to clients and staff.
Topics include preparing for homeownership, providing a money management framework, and understanding the psychology behind financial decision-making.
What Others Say
"I think that the presenters (AM and PM sessions) were GREAT. The spreadsheets are fantastic and will come in very handy, thank you. Also, the explanation about ALL the things that need to be considered for the business was very helpful. I learned a lot, especially because this area of finance is new to me, even though I'm very organised with money (budgeting and sticking to plans, etc) this is a different level!"
"the financial models shared - ie they calculated everything for you automatically!" - Past session attendee
"My goals, visions, and values weren't aligned before working with MiOM... They far exceeded my expectations, above and beyond! I was about to find out the emotional connection behind my spending and dig deeper into that. They made me feel so comfortable and at ease to not feel embarrassed or scared about my finances!" - Natasha, Mail Online
"MiOM delivers amazing workshops on entrepreneurial finance for our cohorts, including everything from getting your personal finances in order to the tax and legal implications of various legal structures. They make finance accessible, easy to understand, and unintimidating, even for those who worry about it. They are engaging, always on hand to answer questions, and have always gone above and beyond to support our entrepreneurs. MiOM has also worked with the Hatch team to develop critical tools and frameworks to support entrepreneurs to continue to engage with their finances and educate themselves." - Joanne, Hatch Enterprise
"MiOM’s financial education course was easy to navigate and easy to understand. They made the modules a perfect length to digest – concise enough to hold my attention and long enough for me to understand the information provided." - Denise, Small Business Owner
Our founder Krystle McGilvery is available to deliver a fun and engaging talk about finance, behaviour, and business.
Personal Financial Coaching
Arrange a call to discuss private financial coaching arrangements.
We facilitate workshops on your behalf to improve employee and clients financial acumen. Our sessions last 1 hour and can include a Q&A.
Business Finance Consultancy
We support founders on a one-on-one in building a viable business.
Behaving for Better Finances
This workshop explains the role your mind plays in the financial decisions you make. You are then offered tips and tools to help you make better financial decisions and build wealth.
Created for new founders, this workshop offers a guide to help them understand how to best manage their business finances, the responsibilities they now have, and how to overcome limiting beliefs hindering business growth.
A-Z of Generating a Second Income
This workshop is full of suggestions for making a second income, provides a guide on how to choose the best type of work, and how to calculate potential earnings.
A Guide to Financial Control
Financial management is demystified during this workshop and attendees are left feeling confident and with actions they can start working on immediately.